Pricing

What it costs

Your first month is free. After that it is $9 a month, or $99 a year if you would rather pay once.

Joining the waitlist costs nothing and needs no card. You are not charged anything until signups open and you choose to start.

What you get

Everything. There is one plan, so there is nothing to compare.

• Your accounts in one place, with spending sorted automatically
• Goals, and what it takes each week to hit them
• Paagaa on hand to ask about your own money
• Introductions to advisers, mortgage advisers and free financial mentors

How the free months work

There are two, and you can earn both. Answer the few questions we ask after you join the waitlist and you get a free month. Refer a friend who joins and you get another.

They are added to your first free month, so it is possible to be three months in before you pay anything.

Why it is not free

Because the alternatives are worse. A free money app is usually paid for by selling your data, or by taking a commission for steering you towards a particular loan, fund or insurer.

We do neither. You paying us is the only arrangement where the app has no reason to want anything from you except that it keeps being worth the money.

Is the money guides part free?

Yes, and it always will be. Every guide is free to read, needs no account, and is not gated behind an email address.

More from Paagaa

• About Paagaa
• Security and your data
• Money guides