Helpful guides, in plain language. General information, not financial advice.
A simple, judgement-free guide to knowing what comes in, what goes out, and what's left.
A simple way to split your pay into needs, wants and savings, and what to do when rent breaks it.
What we can see, what we can never do, and how to switch the connection off at any time.
Small, practical ways to get started that don't assume you have spare money lying around.
What an emergency fund is for, common rules of thumb, and where people usually start.
Rates, insurance and rego arrive in lumps. Here's the arithmetic for setting money aside each payday.
Where to start when it feels like too much, and the free help available in New Zealand.
Two common orderings, what each one trades away, and why neither is the right answer for everyone.
How the repayments and fees land, and why they're easy to lose track of across several purchases.
Principal, interest, terms and what a lender looks at, in plain language.
What LVR means, how deposit size changes your options, and where the rules come from.
The difference explained evenly, including refixing and what break costs are.
What it is, where the money goes, and when you can get to it.
Your contributions, your employer's, the government's, and why your PIR matters.
What you can withdraw, what has to stay behind, and who decides whether you qualify.
Sorted's plain-language introduction, from the government's retirement commission.
Term deposits, bonds, funds, shares and property, and how they differ.
Why time matters more than timing, with Sorted's worked examples.